Freelancer Earnings Calculator

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Calculate your true freelancer take-home pay after self-employment tax, business expenses, and income tax. Freelancers pay 15.3% in self-employment tax (covering both employee and employer FICA), plus income tax on profits. Enter your gross income, business expenses, and income tax rate to see exactly what you keep. This tool helps freelancers set rates that account for all taxes and costs — essential for sustainable self-employment.

Freelancer Earnings Calculator

Calculate true freelance take-home pay after taxes and business expenses.

Gross Revenue

$108,000.00

Net After Expenses

$102,000.00

Take-Home Pay

$63,954.00

Effective Hourly

$44.41

true take-home rate

Taxes Paid

$38,046.00

Tax Rate

37.3%

How to Use Freelancer Earnings Calculator

  1. 1Enter gross freelance income
  2. 2Add business expenses
  3. 3Set your income tax rate
  4. 4View SE tax, income tax, and take-home pay

Your Privacy is Protected

Freelancer Earnings Calculator runs entirely in your browser. Your files and data are never uploaded to any server, never stored, and never shared. Everything happens locally on your device using secure browser APIs.

No server uploadNo account required100% freeWorks on all devices

Frequently Asked Questions

What is self-employment tax?

Self-employment tax is 15.3% (12.4% Social Security + 2.9% Medicare). You pay both employee and employer portions as a freelancer.

Can I deduct home office expenses?

Yes — home office, equipment, software, and other business expenses reduce your taxable income. Keep receipts and records for all deductions.

Why Use This Tool?

Files never leave your device
No upload to any server
Instant processing in browser
100% free, no account needed

Tags

freelancerself employedtaxcalculatorcontractorgig economyself employment tax

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